Financial Literacy Financial Literacy CareerStart.ai — learning module CareerStart.ai — learning module Financial Literacy Financial Literacy Eight lessons on the money decisions that arrive with a first job — a budget you will keep, a pay stub you can check, a credit score you understand, and a car you do not regret. Eight lessons on the money decisions that arrive with a first job — a budget you will keep, a pay stub you can check, a credit score you understand, and a car you do not regret. 4 units — 8 lessons — 4 assessments — about 2 hours 40 minutes 4 units — 8 lessons — 4 assessments — about 2 hours 40 minutes Four units, two lessons each Four units, two lessons each The shape of it The shape of it Four units, two lessons each Four units, two lessons each Unit 1 Where the money goes Where the money goes Why budgeting fails and what works instead. Checking, savings, and why the separation matters. Why budgeting fails and what works instead. Checking, savings, and why the separation matters. Unit 2 Getting paid Getting paid Reading a pay stub line by line. The W-4, withholding, and your refund. Reading a pay stub line by line. The W-4, withholding, and your refund. Unit 3 Credit and debt Credit and debt What a credit score actually measures. Interest, and why time is doing the work. What a credit score actually measures. Interest, and why time is doing the work. Unit 4 Planning ahead Planning ahead The emergency fund and what it is for. Your first big purchase, usually a car. The emergency fund and what it is for. Your first big purchase, usually a car. Same lesson, four ways Same lesson, four ways Same lesson, four ways Same lesson, four ways Pick whichever one you actually finish Pick whichever one you actually finish Read it Read it Every lesson is a page of slides you scroll. Nothing to install, nothing to press play on. Every lesson is a page of slides you scroll. Nothing to install, nothing to press play on. Step it Step it The same slides as a deck, one at a time, with the narration written beside each one. The same slides as a deck, one at a time, with the narration written beside each one. Listen Listen Every slide is narrated. Start the audio and the deck advances itself while you work. Every slide is narrated. Start the audio and the deck advances itself while you work. Take it away Take it away Each lesson is also a PowerPoint file, with the narration in the speaker notes. Each lesson is also a PowerPoint file, with the narration in the speaker notes. Three things you can actually move Three things you can actually move Practice Practice Three things you can actually move Three things you can actually move Each one is drawn into the lesson it belongs to, and lives as a working tool on the practice page. Each one is drawn into the lesson it belongs to, and lives as a working tool on the practice page. The budget builder The budget builder Move five amounts against $840 of take-home pay and watch what is left. Move five amounts against $840 of take-home pay and watch what is left. Open it → The pay stub The pay stub Open any line of a real stub and read what it is and why it is there. Open any line of a real stub and read what it is and why it is there. Open it → The growth chart The growth chart Change the monthly amount and the starting age, and see what time does. Change the monthly amount and the starting age, and see what time does. Open it → How the module is assessed How the module is assessed Assessment Assessment Four checks, and one at the end Four checks, and one at the end Each unit finishes with a short knowledge check: four questions, 75% to pass, and as many retakes as you want. Every question explains itself whether you get it right or wrong. Each unit finishes with a short knowledge check: four questions, 75% to pass, and as many retakes as you want. Every question explains itself whether you get it right or wrong. The final assessment covers the whole module — six questions at 80% to pass. Nothing is timed, nothing is graded against anyone else, and no result leaves your own browser. The final assessment covers the whole module — six questions at 80% to pass. Nothing is timed, nothing is graded against anyone else, and no result leaves your own browser. Next: Why budgeting fails, and what works instead →
CareerStart.ai